Mark Witte

Founder-Owner | Mortgage Banker
NMLS# 1284966
(404) 578-7862 | mark@truthandlending.com

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MEET MARK WITTE

Mortgage Strategy, Made Simple

Mark Witte is a mortgage advisor, strategist, and educator with the Truth & Lending Team. Known for his ability to translate “mortgage speak” into clear, confident decision-making, Mark plays a central role in helping buyers, builders, realtors, and financial professionals understand their financing options at a deeper level.

He currently serves as:

  • Co-Owner, Truth & Lending Team

  • Member of the Ownership Group at BoxCar Mortgage (parent of Highland Mortgage)

  • Director of the Builder Finance Division

  • Sales Leader at Highland Mortgage

More About Mark

  • Before entering the mortgage world, Mark spent years in the transportation and warehousing industry, where he:

    • Helped companies relocate offices and warehouses

    • Managed student-housing furniture storage and delivery nationwide

    • Oversaw large-scale commercial furniture and cubicle installations

    During that time, Mark became Laura’s largest referral source simply because he was so impressed with how she treated people. After they became engaged, the transition into lending became a natural fit.

    Mark fully immersed himself into the industry through:

    • Intensive training

    • Industry coursework

    • Podcasts and financial media

    • Mortgage strategy education

    • Daily market study

    What began as business development evolved into full partnership and leadership.

    Rather than walking away discouraged, Laura made a decision: She would become the kind of advisor she never had — the one who protects, educates, and empowers.

    That mission still drives her today.

  • Mark focuses on the strategy side of lending — helping clients choose the smartest financial structure for their long-term goals:

    • First-lien HELOC / All-In-One programs

    • HELOC vs. cash-out refi vs. traditional refinance comparisons

    • Down payment assistance strategy

    • Investor & DSCR loans

    • Renovation financing

    • Builder & new-construction lending

    • Mortgage strategy for financial planners

    • Credit optimization guidance

    • Long-term home equity planning

  • Mark is known for being:

    • Highly relational

    • Clear and educational

    • Strategic but practical

    • Calm under pressure

    • Exceptional at simplifying complex decisions

    Clients often say:

    “Mark makes this make sense.”

  • Alongside Laura, Mark is deeply involved in:

    • The Highland Heroes Advantage

    • School-system buyer education

    • Builder finance strategy

    • Realtor and investor education

    • Community events throughout Atlanta and Decatur

  • If you want strategy, clarity, and real-world guidance — not sales pressure — Mark would love to help.

    📞 404-578-7862
    ✉️ mark@truthandlending.com
    NMLS #1284966

    Facebook:https://www.facebook.com/mark.witte.129/
    Instagram:https://www.instagram.com/mdubbydub
    LinkedIn:https://www.linkedin.com/in/markmwitte/